Because burning a CD/DVD takes an extra two minutes (bit of an exaggeration, sorry, most like 10), and putting it in your PS3 takes another 2 seconds. Ooh, big time difference. Regardless, for people who can't download straight to their PS3, this is a necessity. Someone that refuses to update firmware, even if just occasionally, is stupid.
Also, you're one to talk about ignorance.
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They were never installable.