A long seven years in Off Topic

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ID:190615
 
Dec 31 2002, 7:15 am
Today I mailed off a check that covered the last of my debt, and I am now 100% free after seven plus years! Oh the glory! The pain and suffering is over!

Perfect timing too. Now I can have a very clean plate for 2003. It's time to reinstitute my 401k, and finally start saving again.

Just wanted to share. Watch those credit cards, kiddos.
#1 Dec 31 2002, 10:05 am
Nice.
#2 Dec 31 2002, 10:35 am
Now you can buy me that 40 million dollar house, and spend the next 20 years paying it off.
#3 Dec 31 2002, 10:51 am
In response to Nadrew (#2)
I have a feeling that 20 years would be way too short to pay off 40 million...lol That's 2 million a year...

It's be more like the next 200-300 years...lol Unless Skysaw makes it big in the music industry and ends up making a fortune...

But as for the topic at hand... Congrats, Sky!

I believe there's a commercial that states that the average American household has $8000 in credit card debt... That's an incredibly worrying thought...lol

I myself have some fairly hefty debts to pay off... My year of college (lol) was paid for entirely by student loans...which I'll probably be paying off for a few years to come (hard lesson to learn...lol)... And I've got a medical bill to take care of, and a $1000 credit card balance...

It sucks to grow up...lol Luckily, I'm still living at home (albeit paying 1/4 of all the bills as rent) and making a decent amount of money at my full time Wal*Mart job (looking at a recent pay stub confirms that I've made just over 12,000 dollars this year, take home... not enough to live on if I were on my own, and not much compared to a "real" job... but it's more than my dad was making when I was born...lol) and I'll be getting a nice $750-$800 profit sharing check from them in March...

So, things aren't so bad from where I'm standing... But I know what it's like to be in the hole...
#4 Dec 31 2002, 10:58 am
In response to SuperSaiyanGokuX (#3)
See topic...
<DM>
0__0 (Ahh!)
|__| /
#5 Dec 31 2002, 1:09 pm
In response to Sariat (#1)
I've got about another 5-6 years untill I have to start worrying about money problems.

~sigh~ what its like to be young, its all about sleeping, eating, friends, girls, and school. Not very complicated but it does get worse but on the other hand certain privileges that come along with getting older. But I'm not quit ready to get older. But its nice to know that your out of debt Sky, hope you have a great New Year!

-J.C.
#6 Dec 31 2002, 3:41 pm
Just wanted to share. Watch those credit cards, kiddos.

I'm starting to build up my debt starting with school loans :P.
#7 Dec 31 2002, 4:00 pm
Good job.Your of the few I know of to make it out.
#8 Jan 1 2003, 12:49 am
In response to Conquest (#5)
how do you people exactly get such huge bills?
#9 Jan 1 2003, 12:53 am
In response to Jacro (#8)
Jacro wrote:
how do you people exactly get such huge bills?

I have a theory about this--just a theory, mind you--and it goes something like this: THINGS COST MONEY!

I'd like to set up an experimental research program to test this theory conclusively, but that would apparently cost money.
#10 Jan 1 2003, 12:54 am
In response to Leftley (#9)
Yes I know things cost money but dont ya get jobs and ya know pay for the stuff before ya buy it? and if ya do how do ya get these big bills?
#11 Jan 1 2003, 1:02 am (Edited on Jan 1 2003, 6:37 pm)
In response to Jacro (#10)
It's goes like this: "I can't pay for it right now, but I will be able to later."

And then it goes downhill. o_0

That was the simple version. If you want the proper version, too bad. =P

As to your last question, I'd like to expand on Leftley's theory:

THINGS COST MONEY. SOME THINGS COST LOTS OF MONEY.

:-D
#12 Jan 1 2003, 6:44 am
In response to Crispy (#11)
Enjoy the part of your life when your able to apply for a job and live with your parents. That way you can blow all you money on useless stuff. =D.
#13 Jan 1 2003, 7:25 am
In response to Crispy (#11)
Crispy wrote:
As to your last question, I'd like to expand on Lexy's theory:

THINGS COST MONEY. SOME THINGS COST LOTS OF MONEY.

I thought it was Leftleys theory, not Lexys :P

--Lee
#14 Jan 1 2003, 6:37 pm
In response to Mellifluous (#13)
Sorry, I was tired. =P

EDIT: There, fixed. Happy now? :-)
#15 Jan 1 2003, 7:28 pm
In response to Jacro (#8)
Jacro wrote:
how do you people exactly get such huge bills?

In my case, I married a crazy woman who liked to live beyond our means. Unfortuntately, when I left her, the debt stuck with me, since it was in my name (she had no credit, due to a then-recent bankruptcy). I managed to pass very little of the debt on to her. It didn't help that she was a lawyer, and had quite a number of lawyer friends.
#16 Jan 1 2003, 7:30 pm
In response to SuperSaiyanGokuX (#3)
My only advice -- pay as much as you can when you can. It took me 7 years to pay $11,000 off, but if I were to ever sit down and calculate the interest and late fees I also paid, I'm sure I ended up paying a good $20,000 for it. Credit cards suck.
#17 Jan 1 2003, 7:38 pm
Congratulations, Skysaw! Now what about updating My Life as a Spy? (Simple-minded, aren't I?)
#18 Jan 1 2003, 7:50 pm
In response to Hanns (#17)
Hanns wrote:
Congratulations, Skysaw! Now what about updating My Life as a Spy? (Simple-minded, aren't I?)

I would have settled for "single-minded," but you're the boss.

I'll update it. Maybe even soon. Who knows... stranger things have happened.
#19 Jan 1 2003, 9:18 pm
Hey Sky, belated congratulations! I shall forevermore fear the evil credit card! Good luck with saving up, a penny saved is a penny earned.
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